Michael Fierman , Chairman

Mr. Fierman has served as one of our directors since June 2018 and will be appointed or elected the Chairman of our Board of Directors in connection with our initial public offering. Mr. Fierman has served as a Managing Partner and Co-Chief Executive Officer at Angel Oak Companies since December 2014 and as a Managing Partner of Angel Oak Capital since May 2018. In this role, Mr. Fierman provides strategic direction and leadership to Angel Oak’s various businesses, with a focus primarily on mortgage lending and asset management. Prior to Angel Oak Companies, in May 1998, Mr. Fierman co-founded SouthStar Funding, a national wholesale mortgage lender specializing in non-Agency mortgage products. From May 1998 to April 2007, while at SouthStar Funding, Mr. Fierman’s direct responsibilities included oversight of the sales, operations and credit risk departments. Mr. Fierman holds a B.A. in Political Science from the University of Georgia.

Christine Jurinich

Ms. Jurinich has served as one of our directors since June 2018. Ms. Jurinich has served as a Principal of Winter Lane Partners, a business providing consulting services for high net worth directors located in the United States, since May 2019. Prior to Winter Lane Partners, Ms. Jurinich was a Partner and Director of Research at Offit Capital Advisors LLC (‘‘Offit’’), a company providing investment management services, from August 2009 to April 2018. Prior to joining Offit, Ms. Jurinich was a Managing Director from June 2002 to April 2009 at BlackRock Alternative Advisors, where she was a portfolio manager and oversaw all aspects of hedge fund due diligence and had significant client responsibilities. Ms. Jurinich holds a B.S. from Fordham University and an M.B.A. from New York University. She also holds the Chartered Financial Analyst designation.

Craig Jones

Mr. Jones has served as one of our directors since June 2020. Mr. Jones practiced law for 10 years with King & Spalding, from 1977 to 1987, where he was a partner in the Real Estate Department in the firm’s Atlanta office. In 1987, he left King & Spalding to join New Market Development Company, an Atlanta-based shopping center developer, where he served as executive vice president in charge of development and financing. In 1992, New Market Development Company was sold to Cousins Properties Incorporated (‘‘Cousins’’). Mr. Jones joined Cousins at that time, and he went on to serve in a number of different positions, including president of the Office Division, chief investment officer and chief administrative officer. Mr. Jones retired from Cousins in 2012. From September 2016 until October 2017, Mr. Jones served as a member of the board of directors of Parkway Properties, Inc. (‘‘Parkway’’), a real estate investment trust listed on the NYSE prior to its sale, and was a member of Parkway’s audit committee, compensation committee and investment committee. Mr. Jones serves as chairman of the board of directors of the Atlanta Downtown Improvement District, a community improvement district which levies taxes on commercial properties in Downtown Atlanta in order to fund public safety, transportation infrastructure, cleaning and other economic development initiatives. Mr. Jones also served several years as the vice chairman of Central Atlanta Progress, a sister organization of the Atlanta Downtown Improvement District. In addition, Mr. Jones serves as chairman of the board of directors of KIPP Metro Atlanta Collaborative, a nonprofit which operates eight high-performing public charter schools in Atlanta, as well as on the board of directors of Fox Theatre, Inc., which operates and preserves Atlanta’s historic Fox Theatre. Mr. Jones received a B.A. from Washington and Lee University, and he also received a J.D. from the University of Virginia School of Law.

Edward Cummings

Mr. Cummings has served as one of our directors since March 2020. Mr. Cummings has served as a vice president within Morgan Stanley Investment Management’s Tactical Value investing team since July 2018. In this role, Mr. Cummings engages in private equity investing. Prior to Morgan Stanley, from May 2017 to June 2018, Mr. Cummings was an investment analyst at Parquet Capital Management, a Boston-based special situations investment fund, where he was responsible for making distressed credit and special situations equity investments across industries. Prior to Parquet Capital Management, from May 2015 to May 2017, Mr. Cummings was an investment analyst at Anchorage Capital Group, LLC, where he made principal investments across corporate and structured credit, special situations and illiquid investment markets with a focus on leveraged and defaulted issuers. Mr. Cummings started his career in investment banking in the Leveraged Finance departments of Goldman Sachs & Co. LLC and Jefferies LLC. Mr. Cummings holds a B.B.A. in Finance from the University of Texas.

Vikram Shankar

Mr. Shankar has served as one of our directors since September 2020. From March 2010 until July 2020, Mr. Shankar was a managing director at Davidson Kempner Capital Management LP, a global institutional alternative investment management firm. In this role, he led and oversaw the firm’s investments across U.S. structured credit, including residential mortgage credit. Prior to joining Davidson Kempner Capital Management LP, Mr. Shankar was an Associate at Morgan Stanley, where he was part of a portfolio management team overseeing structured credit investments. Mr. Shankar holds a B.S. from Georgetown University. He also holds the Chartered Financial Analyst designation.

Michael Peck

Mr. Peck has served as one of our directors since September 2020. Since 2012, Mr. Peck has served as President and Co-Chief Investment Officer of Vivaldi Holdings, LLC, the parent company of Vivaldi Capital Management, LLC, a wealth and asset management firm. At Vivaldi, Mr. Peck is responsible for all portfolio management as well as creating and implementing the strategic vision of the firm. Prior to Vivaldi, Michael was a Portfolio Manager at Coe Capital Management, a Chicago-based registered investment adviser and also a Financial Analyst and Risk Manager for Bond Companies. Mr. Peck holds a B.S. in Accounting from Lehigh University and an M.S. in Finance and an M.B.A. in both Finance and Real Estate from DePaul University. He also holds the Chartered Financial Analyst designation.

Landon Parsons

Mr. Parsons was appointed to our Board of Directors in connection with our initial public offering. Mr. Parsons has over 30 years of experience as an advisor, investor and analyst. Since October 2010, Mr. Parsons has served as a senior advisor at Moelis & Company (NYSE: MC). Prior to Moelis & Company, Mr. Parsons invested in private-label MBS and ABS at Goldman Sachs and C-BASS LLC (then an affiliate of Mortgage Guaranty Insurance Corporation and Radian). At C-BASS LLC he was responsible for funding and investment vehicle management. Mr. Parsons has advised mortgage and specialty finance companies, private mortgage insurers and investors on capital structure and risk management. He is also a published author and commentator on GSE reform and housing policy. Mr. Parsons holds a B.A. from University of Northern Iowa and an M.S. from Purdue University.

Nancy Davis

Ms. Davis was appointed to our Board of Directors in connection with our initial public offering. Ms. Davis is the managing partner of Quadratic Capital Management LLC, a firm that she founded in 2013. Ms. Davis is the portfolio manager for The Quadratic Interest Rate Volatility and Inflation Hedge ETF (NYSE: IVOL), a $2.24 billion fund registered under the Investment Company Act. Ms. Davis began her career at Goldman Sachs where she spent nearly ten years, between 1998 and 2008, the last seven with the proprietary trading group where she rose to become the Head of Credit, Derivatives and OTC Trading. Ms. Davis is considered a leading expert in the global financial markets and writes and speaks frequently about markets and investing. She has been the recipient of numerous industry recognitions. Ms. Davis was named by Barron’s as one of the ‘‘100 Most Influential Women in U.S. Finance.’’ She has been profiled by Forbes, and interviewed by The Economist, The Wall Street Journal, and The Financial Times among others. Ms. Davis is a frequent guest on financial television including CNBC, CNN, Sina, Fox and Bloomberg. Ms. Davis holds a B.A. magna cum laude in Economics from George Washington University where she was a recipient of the Presidential Academic Scholarship.

Wesley D. Minami

Mr. Minami was appointed to our Board of Directors in connection with our initial public offering.Mr. Minami was an independent director and audit committee Chair of North Star Realty Europe Corp. since its inception in 2015 to 2019. Mr. Minami served as Principal of Bill Casper Golf LLC from 2012 to 2020, after serving as President of Billy Casper Golf LLC from 2003 to 2012. From 1997 to 2002, he served as President, COO, and Chief Financial Officer of Charles E. Smith Residential Realty, Inc., a real estate investment trust (NYSE listed) until it was sold to Archstone. Prior to 1997, Mr. Minami served in various financial positions for public and private companies, including Ascent Entertainment Group, Comsat Corporation, Oxford Realty Services Corporation and Satellite Business Systems. Mr. Minami also served as a director of North Star Asset Management Group Inc. from 2014 through 2017, and as a director of North Star Realty Finance Corp. from 2004 through 2017. Mr Minami has held board leadership appointments as Audit and Governance chair as well as Lead Director.

Mr. Minami holds a Bachelor of Arts, with honors, from Grinnell College and a Master of Business Administration from the University of Chicago.